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Wednesday, May 07, 2008

The Power of $1.22

Not really a motorcycle related story....except for the writer is a motorcyclist, lol!

My offer on the house I am interested in buying was accepted...yay! Handed my agent my earnest money check, scheduled the home inspection, etc., etc., etc. One of the major things I need to take care of is the down payment--that 20 percent is daunting, since I'm a first-time homebuyer. I appreciate that I have it, though.

To do so, I have to sell shares out of my brokerage account and yes, it was a sad day to press the "enter" button since I know it's going to "somewhat broke" to "almost broke". Okay, scary too!

Knowing that I'd have to have a casheir's check in hand at closing and that it would be more difficult to deal with with my out of town brokerage account, I decided to transfer the money to my local savings account. So transfer I did. I did a rough calculation of what I need to leave behind--checks outstanding and other transactions.

I missed by $1.22. Yup, you got that right...I was short by a mere $1.22. So imagine my surprise that one of my checks was returned as it's been a forever and a day since I actually bounced a check. Hey, I write maybe one check a month and this month I have written three. Not good statistics, IMO. On top of that, this one particular account does not have overdraft protection.


You know, I wonder how I manage to successfully survive in my existance. I took care of the offending check and just put it behind me with a laugh at the irony. Oh! The Irony!

And vow to never complain about that "little bitty dollar". I think $1.22 would be a great price for a gallon of gasoline! Now that you mention it, with the appetite for my Harley "wanting" premium and the last fill up I had to pay over $15.00 for a tank--almost the price of filling up my mom-mobile not too long ago. I suspect the days of $6.00 fill ups are long gone.

Such is life, eh?

Keep The Shiny Side Up!

~The Rainbow Wahine


Lucky said...

Hey Christine,

A big congrats on the house! Bet ya can't wait to move in, eh?

About that $1.22... Used to be that the bank would call you up to let you know BEFORE bouncing a cheque. Ah... the good ole days when service meant something.

Anyhow, don't let it get you down too much. As for the price of gas, up here in the Great White North we're paying the equivalent of $4.73 USD per gallon (on average). So things could (and probably will) get worse.

Keep the shiny side up!

mrs road captain said...

Ah, that feeling of being so rich, and so poor, at the same time! I remember when I bought my first house...had to close out the savings account for the closing costs. So as I walked into my mom's house with this check for thousands of dollars in my pocket i felt really rich! But the reason that I had it was so that I could go $57,000 in debt! (yeah, that was HUGE back then)

Good luck with everything